Terms of Use
These terms tell you the rules for using our website www.ipmb.com, the “Website”. The Website is operated by International Precious Metals Limited, “the Company”. We are registered in the Republic of Cyprus under company number HE 360327 and have our registered office at 9 Lambousa Street, Lambousis, Nicosia 1095, Cyprus. To contact us, please email info@ipmb.com.

By using the Website you accept these terms
By using the Website, you confirm that you accept these terms of use and that you agree to comply with them.

If you do not agree to these terms, you must not use the Website.

We recommend that you print a copy of these terms for future reference.

Other terms that may apply to you
These terms of use refer to the following additional terms, which also apply to your use of our

Website

• Our Privacy Policy which sets out information about the processing of your personal data.
• Our Acceptable Use Policy sets out the permitted uses and prohibited uses of our Services, including our Website.
• Our Cookie Policy which sets out information about the cookies on our website.

If you purchase any of our services or products, the applicable Terms of Service will apply.

We may make changes to these terms
We amend these terms from time to time. Every time you wish to use the Website, please check these terms to ensure you understand the terms that apply at that time.

We may make changes to the Website
We may update and change the Website from time to time to reflect changes to our products, our users’ needs, our business priorities, changes in local and international law and regulation or for any other reason. We will try to give you reasonable notice of major changes.

We may suspend or withdraw our Website
Our Website is made available free of charge.

We do not guarantee that our Website, or any content on it, will always be available or be uninterrupted. We may suspend, withdraw or restrict the availability of all or any part of our Website for business and operational reasons. We will try to give you reasonable notice of any suspension or withdrawal.

You are also responsible for ensuring that all persons who access our Website through your internet connection are aware of these terms of use and other applicable terms and conditions and that they comply with them.

We may transfer this agreement to someone else
We may transfer our rights and obligations under these terms to another organization. We will always tell you in writing if this happens and we will ensure that the transfer will not affect your rights under the contract.

You must keep your account details safe
If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential. You must not disclose it to any third party.

We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our reasonable opinion, you have failed to comply with any of the provisions of these terms of use.

If you know or suspect that anyone other than you knows your user identification code or password, you must promptly notify us at info@ipmb.com.

Intellectual property information
We are the owner or the licensee of all intellectual property rights in our Website and in the material published on it. Those works are protected by copyright and trademark laws and treaties around the world. All such rights are reserved.

You may print off one copy and may download extracts, of any page from our Website for your personal use. You may draw the attention of others within your organisation to content posted on our Website.

You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.

Our status and that of any identified contributors as the authors of content on our Website must always be acknowledged.

You must not use any part of the content on our Website for commercial purposes without obtaining a license to do so from us or our licensors. If you print off, copy, download, share or repost any part of our site in breach of these terms of use, your right to use our site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

Do not rely on the information on the Website
The content on our Website is provided for general information only and is provided to the best of our abilities to be factual, timely and correct. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our Website.

Although we make reasonable efforts to update the information on our Website, we make no representations, warranties or guarantees, whether express or implied, that the content on our Website is accurate, complete or up to date.

We are not responsible for sites we link to
Where our Website contains links to other sites and resources provided by third parties, these links are provided for your information only. Such links should not be interpreted as approval by us of those linked websites or information you may obtain from them. We have no control over the contents of those sites or resources.

Our responsibility for loss or damage suffered by you

• We do not exclude or limit in any way our liability to you where it would be unlawful to do so.
• We exclude all implied conditions, warranties, representations or other terms that may apply to our site or any content on it.
• We will not be liable to you for any loss or damage, whatsoever, even if foreseeable, arising under or in connection with:
  – use of, or inability to use, our site; or
  – use of or reliance on any content displayed on our site.
• In particular, we will not be liable for:
  – loss of profits, sales, business, or revenue;
  – business interruption;
  – loss of anticipated savings;
  – loss of business opportunity, goodwill or reputation; or any indirect or consequential loss or damage.

How we may use your personal information
We will only use your personal information as set out in our Privacy Policy.

We are not responsible for viruses, and you must not introduce them

We do not guarantee that our site will be secure or free from bugs or viruses.

You are responsible for configuring your information technology, computer programmes and platform to access our site. You should use your own virus protection software.

You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs or other material that is malicious or technologically harmful. You must not attempt to gain unauthorised access to our site, the server on which our site is stored or any server, computer or database connected to our site. You must not attack our site. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately.

Rules about linking to our Website
You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it.

You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.

You must not establish a link to our site on any website that is not owned by you.

Our site must not be framed on any other site, nor may you create a link to any part of our site other than the home page.

We reserve the right to withdraw linking permission without notice.

If you wish to link to or make any use of content on our site other than that set out above, please contact info@ipmb.com.

Which country’s laws apply to any disputes?
These terms and the other applicable terms, the subject matter and the formation of the relevant terms are governed by the laws of the Republic of Cyprus. You and we both agree that the courts of the Republic of Cyprus will have exclusive jurisdiction regarding any disputes whatsoever.